01 - Place shredded coconut in a dry skillet over medium heat. Stir frequently for 3 to 5 minutes until lightly golden and aromatic. Remove from heat and allow to cool.
02 - Core the apples and slice into 1/4-inch thick rounds. Arrange the slices in a single layer on a parchment-lined tray.
03 - If using caramel candies, combine with 1 tablespoon of water in a microwave-safe bowl and microwave in 20-second intervals, stirring until smooth. If using caramel dip, warm as needed for easy spreading.
04 - Spread a thin, even layer of caramel over each apple slice using a small spoon or offset spatula.
05 - Generously sprinkle toasted coconut over the caramel layer on each slice, pressing gently to adhere.
06 - Melt chocolate chips with coconut oil (if using) in a microwave-safe bowl in 20-second increments, stirring until smooth.
07 - Use a fork or piping bag to drizzle melted chocolate over the coconut-topped apple slices.
08 - Optional: Sprinkle with flaky sea salt for enhanced flavor. Allow the chocolate and caramel to set for 5 minutes before serving.